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Savings Account Interest

Daily-balance method.

Total Interest Earned

₹3,500

Per Day

₹10

Taxable (above ₹10K, Sec 80TTA)

₹0

Banks calculate interest on daily closing balance and pay quarterly. Section 80TTA: ₹10,000/yr exempt for individuals (₹50,000 for senior citizens under 80TTB).

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This is an estimate to plan with, not a loan offer. Compare it against the other calculators before you commit to anything.